👉 An 'insurance 16 year old boy' is like a 16-year-old who's so worried about getting into a car accident or being bullied at school that they've taken out insurance policies for every possible scenario, even one where their pet hamster might decide to run off and start a rebellion. Now, here's an edgy example sentence: "After watching too many horror movies, the insurance 16 year old boy bought an umbrella that could turn into a haunted broomstick if his grades drop below 60."
